Just a note, Dennis, to thank you for your support during the purchase of our first home. We appreciate your effort and would highly recommend you to anyone considering the purchase of their first home. It seemed like we had a million questions! It is a huge purchase and having someone like yourself with the knowledge and understanding certainly made it a much easier process. Thanks again, Dennis, and if anyone wants to contact us about our experience, please feel free to forward our email address to them. Best regards, Steve and Rhona Russell